Terms of Service
Last updated: April 13, 2026
Please read these terms and conditions ("Terms", "Terms of Service") carefully before using the Tanda application (the "Service") operated by Tanda Inc. ("us", "we", or "our").
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.
1. Accounts & Use
When you create an account with us, you must provide information that is accurate and current. Tanda is designed for community financial coordination, particularly within diaspora networks. You are responsible for safeguarding your password and for all activities that occur under your account.
2. Non-Custodial Service & Financial Risk
Tanda is a non-custodial coordination layer. This means:
- We do not hold, manage, or have access to your group's funds.
- All financial transactions (contributions, payouts, savings) occur directly between members using their own preferred external channels (bank transfers, mobile money, cash).
- Tanda provides the shared digital ledger (a "Circle") to track these activities with transparency.
- Tanda is not responsible for any financial loss, theft, or disputes that may arise between members of a Circle. You use the Service at your own financial risk.
3. User Conduct within Circles
You agree to use the Service for lawful community purposes only. Fraudulent activity, misrepresentation of contributions, or harassment of other members will result in immediate suspension. Circles are private environments created by their members; Tanda does not mediate disputes but provides the permanent record of entries to help you resolve them.
4. Account & Circle Deletion
User Deletion: You may delete your account at any time. This removes your personal profile but may leave anonymized ledger entries to maintain the integrity of your Circles.
Orphaned Circles: If a Circle has no administrators, members have a 2-day grace period to claim the role. After this period, the Circle and its data are automatically and permanently deleted from our secure database to protect member privacy.
5. Intellectual Property
The Service and its original content (excluding data provided by users) are and will remain the exclusive property of Tanda Inc.
6. Contact Us
If you have any questions about these Terms, please contact us at support@tanda.app.