How it works
Invite the group. Follow the round. Keep the record.
Tanda shows the plan, the next receiver, the due date, who tapped I sent it, and who confirmed. The money still goes directly between members.
Round 4 · due next month
Use Amina’s own receiving instructions.
The round
Seven small moves. One clear list.
The admin keeps the round moving. Members use the link from the group chat.
Name the circle and invite people.The admin brings in the group through WhatsApp, QR, or a direct invitation.
Record the agreement.Capture the contribution amount, rhythm, order, and due dates.
Confirm readiness.Each included member confirms the published plan for themselves.
See who receives.Everyone can see who is up and when contributions are due.
Send directly.Members use the receiver’s own instructions: M-Pesa, bank transfer, Zelle, UPI, or another method your group trusts. Tanda does not receive the money.
Record and confirm.Senders mark what they sent. The receiver confirms what arrived.
Close the round.Review the summary, preserve the record, and prepare the next turn.
Members send directly using the method the group agrees on. Tanda coordinates the record.
Join
Personal link: this seat is for Amina.
Group paste: ask to join; organizer adds you.
Types
Rotating · Pot stays with the holder · Pot, then passed on · Split later
Tanda does not run the circle
Your group chooses its members, agreement, receiving order, and payment method. Tanda provides the shared record and coordination tools.
FAQ
Is this a ROSCA?
If you call it chama, esusu, susu, or merry-go-round, that is the idea. Tanda keeps the list. The pot stays with you.
Do you hold the money?
No. You send it to the person, not to Tanda.
Do I need the app?
A link from WhatsApp is enough. You can install the site or the store app later.